our thoughts

When the US market closed for trading on October 31, 2022, the S&P 500 finished up 7.99% for the month and -18.76% year-to-date. If 2022 has been anything, it’s been historic. While September’s market performance was the worst since 2002, October was for best for the Dow best since 1976. That said, we’d be remiss …

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Month in Review: September

When the US market closed for trading on September 30, 2022, the S&P 500 finished -8.63% for the month and -24.77% year-to-date.  This last month was the worst since the panicked pandemic sell-off in March 2020. It was the worst September since 2002, which was part of the aftermath of the dot-com bust. Meanwhile, the …

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Month in Review: August

When the stock market closed for trading on August 31, 2022, the S&P 500 finished down 3.97% for the month and 17.02% year-to-date. August probably felt like a slap in the face after getting some reprieve with July’s rally during a horrible year to anyone invested in this market. Last month, we suggested that July’s …

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Month in Review: July

When the stock market closed for trading on July 29, 2022, the S&P 500 rallied 7.75% for the month of July while ending down 12.87% YTD. So, by the numbers, the market rallied enough to claw its way back from the worst first half performance in decades and out of Bear Market territory.  Last month …

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Month in Review: June

When the stock market closed for trading on June 30, 2022, it marked the worst first-half performance for S&P 500 since 1970, finishing down 20.58%. For the Dow Jones Industrial Average, this is the worst start since 1962. Meanwhile, the tech-heavy Nasdaq Composite’s 29.5% first-half plunge was its worst first half ever. It goes without …

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Month in Review: May

”It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change.”

– Charles Darwin

Budgeting = Awareness

Ah, the dreaded budget – either you have one, or you know you should probably have one.  Maybe the very idea fills you with dread – the word “budget” might be synonymous with “restriction” and “belt-tightening” to you, and actually, you would be far from alone if that’s the case. In truth, the real power …

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Month in Review: April // Expensive Markets + Inflation = Amazon

April 30, 2022 Russia invaded Ukraine just 65 days ago, and the world feels very different already.  As we mentioned last month, we are beginning to see the supply chain issues hit the automotive and tech sectors quite noticeably. China’s shutdown is also affecting the supply chain, as inflation in energy and food prices does …

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Month in Review: March

While we can’t know the outcome in Ukraine or what comes next, what is clear is that the road ahead is likely to be bumpy, and almost everything is about to get even more expensive.  While the human cost and suffering are front and center, it’s the inflationary effects that are almost inevitable at this …

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Charitable Giving

When we give a gift, usually that act begins and ends with the gift itself. We usually don’t think about what, if anything, we’ll get out of it. However, charitable gifting allows us to support the causes we hold in high esteem, and in many cases, see a real taxable benefit when all is said and done. …

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